Yes, the President’s Words Do Matter, Even for Student Loan Litigation

Joseph Cioffi’s article, “Yes, the President’s Words Do Matter, Even for Student Loan Litigation,” was published in Asset Securitization Report.

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Subprime Auto Lenders Put on Notice Over Ties to Shady Dealers

Joseph Cioffi was quoted in an American Banker article, “Subprime Auto Lenders Put on Notice Over Ties to Shady Dealers.”

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American Banker, “Subprime auto lenders put on notice over ties to shady dealers”

Joseph Cioffi is quoted in an American Banker article discussing the recent settlement between the Massachusetts Attorney General and Santander, arising from alleged fraudulent auto loan activity at certain “high-risk” car dealerships. Joseph says, “The lesson is that audits and controls in place are not enough, you can’t just monitor a problem. You have to take action.”

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Law360.com, “Madden Creates More Uncertainty for Marketplace Lenders”

In "Madden Creates More Uncertainty for Marketplace Lenders,"" a Law360 article, Joseph Cioffi and Massimo Giugliano discuss the ongoing case of Madden v. Midland Funding and its impact on the marketplace lending. The authors explain the significance of the initial decision by the Second Circuit in 2015, which created substantial risk for marketplace lenders that rely on a partner bank...

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Madden Creates More Uncertainty for Marketplace Lenders

Joseph Cioffi and Massimo Giugliano’s article, “Madden Creates More Uncertainty for Marketplace Lenders” was published in Law360.

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Rising Delinquencies the New Normal for Subprime Auto Lending

Joseph Cioffi was quoted in a Blueshift Research report, “Rising Delinquencies the New Normal for Subprime Auto Lending.”

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American Banker, “Crisis in Student Loan Servicing is Building”

In a recent American Banker article, “Crisis in Student Loan Servicing is Building,” Joseph Cioffi discusses how actions against the largest student loan servicer, Navient, may expose improper practices in student loan servicing that are contributing to the student loan debt crisis. As Joseph notes, in a similar way, actions against subprime mortgage servicers exposed issues that contributed to...

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