This Banking Exchange article, prompted by the DOJ’s recent lawsuit against Barclays, discusses the longer statute of limitations available to the government, relative to private plaintiffs, to sue participants in the subprime mortgage securitization process. As Joseph states, for the immediate future “the 10-year statute of limitations remains an arrow in the government’s quiver.” Click here to...
Joseph Cioffi was quoted in an S&P Global Market Intelligencearticle, “With Time Running Out, U.S. Government Ramps up Mortgage Litigation.”
Joseph Cioffi’s article, “A Whole Lot of Hurt in Auto Lending May Be Coming” was published in American Banker.
Joseph Cioffi shared his insights with American Banker, authoring an article, “A Whole Lot of Hurt in Auto Lending May be Coming,” examining troubles on the horizon for subprime auto lenders and investors in subprime auto loan ABS. Joseph draws comparisons and significant distinctions between current market conditions and practices in the auto loan industry and the market forces and industry...
Joseph Cioffi was quoted in a Lending Times article, “Is Auto Lending Headed Down the Same Path as Mortgage Lending?”
Joseph Cioffi was quoted in an Auto Finance News article, “New ABS Rule Unlikely to Escalate Disparate Impact Cases, Lawyer Says.”
Joseph Cioffi was quoted in an Auto Finance News article, “Credit Decline May Spur ‘Big’ Problems, Lawyer Says.”