In a recent Reuters article, Joseph Cioffi and Nicole Serratore discuss the legal risks and share practical tips to safely get the most out of alternative data and AI when making credit assessments and collecting and using credit data. Read it here.
Joseph Cioffi was quoted in a Real Estate Capital USA article, "Five Things To Know About Underwriting Cannabis-related Real Estate Loans."
“Winter is coming. We know what’s coming with it." — Jon Snow, Game of Thrones, A Song of Ice and Fire
Recently at the Fintech Nexus conference in New York, Joseph Cioffi spoke with Kevin Bennett of Caribou and Michia Rohrssen of UpStart about how Fintech is disrupting auto finance and the outlook for further innovation in a session titled, "How Fintech Is Finally Disrupting Auto Finance."
Joseph Cioffi was interviewed for an Auto Remarketing podcast episode, "Identifying Risk Sources with Joseph Cioffi of Credit Chronometer."
Like a car on a bridge buffeted by strong winds, subprime auto lending will be challenged on several fronts as it approaches the other side of the pandemic. Turns out, the anticipated “new normal” may involve a new framework with subprime borrowers under severe financial pressure and regulators watching underwriting, servicing and collection practices. It’s difficult to know if a market change is...
