Posts about "Auto Loans and ABS (2)"

The HEAT is on

Joseph Cioffi was quoted in an SCI article, "The HEAT is on."

Read More

How Companies Can Manage the Risks in Handling Alternative Credit Data

In a recent Reuters article, Joseph Cioffi and Nicole Serratore discuss the legal risks and share practical tips to safely get the most out of alternative data and AI when making credit assessments and collecting and using credit data. Read it here.

Read More

Conference Replay > How Fintech Is Finally Disrupting Auto Finance

Recently at the Fintech Nexus conference in New York, Joseph Cioffi spoke with Kevin Bennett of Caribou and Michia Rohrssen of UpStart about how Fintech is disrupting auto finance and the outlook for further innovation in a session titled, "How Fintech Is Finally Disrupting Auto Finance."

Read More

Identifying Risk Sources with Joseph Cioffi of Credit Chronometer

Joseph Cioffi was interviewed for an Auto Remarketing podcast episode, "Identifying Risk Sources with Joseph Cioffi of Credit Chronometer."

Read More

The State of Subprime Auto Post-Pandemic

Like a car on a bridge buffeted by strong winds, subprime auto lending will be challenged on several fronts as it approaches the other side of the pandemic. Turns out, the anticipated “new normal” may involve a new framework with subprime borrowers under severe financial pressure and regulators watching underwriting, servicing and collection practices. It’s difficult to know if a market change is...

Read More

How Fintech is Finally Disrupting Auto Finance

Sometimes you have to get a “maybe” before you can get a “yes.” That’s apropos of the long path to acceptance of new methods in well-established markets with well-worn channels and dominant players. Auto finance has presented such a challenge, but, finally, Fintech has made inroads. Below, we look at how Fintech is disrupting auto financing and refinancing and transforming the market in multiple...

Read More

Reg F:  Finally Bright Line Rules Come to Debt Collection

Joseph Cioffi and Nicole Serratore recently discussed the CFPB’s new debt collection rules relating to communications between debt collectors and consumers, which gives greater control to consumers and reduces legal exposure for complying collectors. With the threat of an economic downturn and delinquencies rising across markets, compliance will become increasingly important, especially in...

Read More