Incomplete Fallbacks Attracting Opportunists

Joseph Cioffi was consulted for an Asset-Backed Alert update, "Incomplete Fallbacks Attracting Opportunists."

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Subprime Auto: There’s No "There" There, Is There?

As history bears out, "honest disagreement is often a good sign of progress." We’ll take it as a positive sign then that, when taking the pulse of the subprime auto market lately, the discourse surrounding risk levels is becoming more fact-based than we’ve seen in the past.

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AFSA Conference: Psst ... PII is a Potential Problem in Auto Finance Services

It’s only fitting that privacy can be a hidden issue.

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The Emergence of ESG as a Significant Risk Factor

Recent reports of Australian investors "facing tough questions" over their failure to back climate change resolutions in 2019 highlights increased scrutiny surrounding corporations’ policies on climate change, especially amidst the devastating wildfires that swept through the country earlier this year. The same questions are now being asked globally of borrowers by lenders and investors about...

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GTE Financial's Auto-Loan Securitization Play Could Be a Game Changer

Joseph Cioffi was quoted in an Asset Securitization Report article, "GTE Financial's Auto-Loan Securitization Play Could Be a Game Changer."

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Test Drive: Trailblazing Auto-Loan Securitization Paves the Way for Credit Union ABS

Joseph Cioffi was quoted in an Asset Securitization Report article, "Test Drive: Trailblazing Auto-Loan Securitization Paves the Way for Credit Union ABS."

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NYC is About to a Get a Lot Greener – Priming the PACE Pump

New York City’s Climate Mobilization Act (CMA), touted as the city’s Green New Deal, is set to have a significant impact on the famous skyline. Property owners should now begin to familiarize themselves with the requirements and choose their optimal funding solutions. In many cases, the solution will be commercial Property Assessed Clean Energy (C-PACE) financing, which allows energy-saving...

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