New York City’s Climate Mobilization Act (CMA), touted as the city’s Green New Deal, is set to have a significant impact on the famous skyline. Property owners should now begin to familiarize themselves with the requirements and choose their optimal funding solutions. In many cases, the solution will be commercial Property Assessed Clean Energy (C-PACE) financing, which allows energy-saving...
Davis & Gilbert is proud to be a Premier Business Partner and exhibitor at the American Financial Services Association’s (AFSA) Vehicle Finance Conference & Expo in Las Vegas on February 12 – 14, 2020. Be sure to stop by our booth to meet Joseph Cioffi, and to learn more about Credit Chronometer and our Subprime Auto Loan Market Study. For more information or to register, please visit the...
Before you put your money at risk in a Vegas casino, you’d want to know if the dealer was using hidden tactics to rig the game. The same should be said for prudent auto lending and investing – market participants should want to know that the auto dealer hasn’t rigged the game by deceiving the purchaser in ways that make default more likely. Yet, recent government investigations and private...
No, getting real does not mean a politician’s grand plans, no matter how close they may get to office. Nor wiping out all student debt and paying for it with a tax on “Wall Street” – which did not create the problem and would, ultimately, impact American’s stock-filled retirement plans – is not a realistic solution either. Beyond fairness and reason, real plans require legal grounding and the...
Joseph Cioffi was quoted in the Structured Credit Investor article, “Long Road Ahead: Climate Change Management in US RMBS Slow to Appear.”
Que sera, sera; what will be, will be. While it may be true, yielding to that platitude is a terrible way to create a successful future. Instead, we say, “what will be, will be what you expect…if you are prepared.”
Expectations are high for marketplace lending in 2020 but, more than any other lending sector, there are legal questions on the horizon that are likely to have an impact going forward. A Market on the Rise Marketplace lending deals have been steadily climbing since FinSight started tracking data in 2013. There was a jump from 2018 to 2019 with the number of tracked deals going from 37 in 2018 to...
