Recent reports of Australian investors "facing tough questions" over their failure to back climate change resolutions in 2019 highlights increased scrutiny surrounding corporations’ policies on climate change, especially amidst the devastating wildfires that swept through the country earlier this year. The same questions are now being asked globally of borrowers by lenders and investors about...
Joseph Cioffi was quoted in an Asset Securitization Report article, "GTE Financial's Auto-Loan Securitization Play Could Be a Game Changer."
Joseph Cioffi was quoted in an Asset Securitization Report article, "Test Drive: Trailblazing Auto-Loan Securitization Paves the Way for Credit Union ABS."
New York City’s Climate Mobilization Act (CMA), touted as the city’s Green New Deal, is set to have a significant impact on the famous skyline. Property owners should now begin to familiarize themselves with the requirements and choose their optimal funding solutions. In many cases, the solution will be commercial Property Assessed Clean Energy (C-PACE) financing, which allows energy-saving...
Davis & Gilbert is proud to be a Premier Business Partner and exhibitor at the American Financial Services Association’s (AFSA) Vehicle Finance Conference & Expo in Las Vegas on February 12 – 14, 2020. Be sure to stop by our booth to meet Joseph Cioffi, and to learn more about Credit Chronometer and our Subprime Auto Loan Market Study. For more information or to register, please visit the...
Before you put your money at risk in a Vegas casino, you’d want to know if the dealer was using hidden tactics to rig the game. The same should be said for prudent auto lending and investing – market participants should want to know that the auto dealer hasn’t rigged the game by deceiving the purchaser in ways that make default more likely. Yet, recent government investigations and private...
No, getting real does not mean a politician’s grand plans, no matter how close they may get to office. Nor wiping out all student debt and paying for it with a tax on “Wall Street” – which did not create the problem and would, ultimately, impact American’s stock-filled retirement plans – is not a realistic solution either. Beyond fairness and reason, real plans require legal grounding and the...
