What Will the Change of Seasons Bring to Subprime Auto?

Our last market study, based on surveys conducted in the spring – before and then after the COVID-19 crisis began – found industry professionals surprisingly sanguine. Now, as the temperatures begin to cool and the virus rolls in waves across the country against the backdrop of a presidential election and continued uncertainty of future relief programs, we’ve gone back to market participants,...

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The Credit Chronometer with Joseph Cioffi

Joseph Cioffi was interviewed for a ConsumerFi podcast, "The Credit Chronometer with Joseph Cioffi."

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“Results of Subprime Auto Securitization Market Study,” 24th Annual Non-Prime Auto Financing Conference, November 16-20, 2020

On November 17, Joseph Cioffi, Davis & Gilbert Insolvency, Creditor’s Rights & Financial Products Chair, will moderate a panel titled “Results of Subprime Auto Securitization Market Study," at the 24th Annual Non-Prime Auto Financing Conference being held virtually on November 16-20.

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Eyes on the Road Ahead: Going Back to the Market for the Latest Outlook

Joseph Cioffi’s article, “Eyes on the Road Ahead: Going Back to the Market for the Latest Outlook,” was published in Non-Prime Times, the official publication of the NAF Association. Click here to view the full article.

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Frontline Workers in Eye of Pandemic Storm for Months, Now Fending Off Repo Man

Joseph Cioffi was quoted in a MarketWatch article, "Frontline Workers in Eye of Pandemic Storm for Months, Now Fending Off Repo Man.”

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Pandemic to Have Long-Term Impact on US Subprime Auto Market, Says New Report from Davis & Gilbert

Credit Chronometer’s second annual market study “Participants’ Expectations in a Time of Crisis” was mentioned in an Asset Finance International article "Pandemic to Have Long-Term Impact on US Subprime Auto Market, Says New Report from Davis & Gilbert."

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OCC Says It Knows How to Identify the “True Lender”

Tank: “How? Morpheus: “He is the one.” — The Matrix Last week, the Office of the Comptroller of the Currency (OCC) did its best to simplify the search for the one “true lender” in any transaction. Its proposed rule should provide clarity to lending partnerships between banks and third-party non-banks, such as marketplace lenders (MPL).

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