JOSEPH CIOFFI

ValueWalk, “Navient Lawsuit and Parallels Student Loans/Subprime Mortgage Crisis”

Joseph Cioffi offers ValueWalk an in-depth look into the lawsuit against Navient, the largest student loan servicer. Joseph shares his thoughts on the similarities with the subprime mortgage crisis, growing sentiment in favor of student loan borrowers and the effect of the new presidential administration on the industry. Joseph states, “Prior to 2007, few, if any, knew how overburdened, outmanned...

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Trouble with Green Energy PACE Loans

Joseph Cioffi was quoted in a ValueWalk article, “Trouble with Green Energy PACE Loans.”

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ValueWalk, “Trouble With Green Energy PACE Loans”

In this ValueWalk article, Joseph Cioffi offers insight into concerns surrounding the Property Assessed Clean Energy program (PACE), including the adequacy of disclosures made at the time a PACE-funded project is sold to a homeowner as a means of financing energy efficient home improvements through a tax assessment on the property.

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Tick, Tick, Tick for DOJ. With Time Running Out, Feds Ramp Up Mortgage Litigation

Joseph Cioffi was quoted in a Banking Exchange article, “Tick, Tick, Tick for DOJ. With Time Running Out, Feds Ramp Up Mortgage Litigation.”

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Banking Exchange, “Tick, Tick, Tick for DOJ. With Time Running Out, Feds Ramp Up Mortgage Litigation”

This Banking Exchange article, prompted by the DOJ’s recent lawsuit against Barclays, discusses the longer statute of limitations available to the government, relative to private plaintiffs, to sue participants in the subprime mortgage securitization process. As Joseph states, for the immediate future “the 10-year statute of limitations remains an arrow in the government’s quiver.” Click here to...

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With Time Running Out, U.S. Government Ramps up Mortgage Litigation

Joseph Cioffi was quoted in an S&P Global Market Intelligencearticle, “With Time Running Out, U.S. Government Ramps up Mortgage Litigation.”

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A Whole Lot of Hurt in Auto Lending May Be Coming

Joseph Cioffi’s article, “A Whole Lot of Hurt in Auto Lending May Be Coming” was published in American Banker.

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