How Companies Can Manage the Risks in Handling Alternative Credit Data

In a recent Reuters article, Joseph Cioffi and Nicole Serratore discuss the legal risks and share practical tips to safely get the most out of alternative data and AI when making credit assessments and collecting and using credit data. Read it here.

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Five Things To Know About Underwriting Cannabis-related Real Estate Loans

Joseph Cioffi was quoted in a Real Estate Capital USA article, "Five Things To Know About Underwriting Cannabis-related Real Estate Loans."

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Conference Replay > How Fintech Is Finally Disrupting Auto Finance

Recently at the Fintech Nexus conference in New York, Joseph Cioffi spoke with Kevin Bennett of Caribou and Michia Rohrssen of UpStart about how Fintech is disrupting auto finance and the outlook for further innovation in a session titled, "How Fintech Is Finally Disrupting Auto Finance."

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Identifying Risk Sources with Joseph Cioffi of Credit Chronometer

Joseph Cioffi was interviewed for an Auto Remarketing podcast episode, "Identifying Risk Sources with Joseph Cioffi of Credit Chronometer."

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Is American Cannabis Still the Wild West?

Joseph Cioffi was quoted in a National Cannabis Industry Association community blog post “Is American Cannabis Still the Wild West?”

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Reg F:  Finally Bright Line Rules Come to Debt Collection

Joseph Cioffi and Nicole Serratore recently discussed the CFPB’s new debt collection rules relating to communications between debt collectors and consumers, which gives greater control to consumers and reduces legal exposure for complying collectors. With the threat of an economic downturn and delinquencies rising across markets, compliance will become increasingly important, especially in...

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Consumer Watchdog Fires Warning Shot to Lenders Over Abusive Auto Repos as Used-car Prices Soar

Joseph Cioffi was quoted in a MarketWatch article "Consumer Watchdog Fires Warning Shot to Lenders Over Abusive Auto Repos as Used-car Prices Soar".

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