On Thursday, January 27, Joseph Cioffi moderated a webinar titled “Subprime Auto: Reflections on 2021 and Expectations for 2022,” with a panel of industry professionals including Ines Beato, Senior Vice President, US ABS - Global Structured Finance at DBRS Morningstar, Sean Morgan, Senior Vice President of Finance at Westlake Financial Services and Clayton Triick, Senior Portfolio Manager, Angel Oak Capital Advisors. The panelists delved into borrower payment behavior, vehicle pricing, and deal structures and gave predictions for 2022. A full recording of the webinar can be found here.